Pricing Payment Processing and Business Accounts | CatalystPay
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Pricing

Transparent Pricing Built for Scale

Flexible pricing for payment processing and BTC Lightning payments - tailored to your business model and growth stage.

Payment Processing

Standard

IC++ pricing model, applicable for low-risk eCommerce businesses. Prices listed start from.
  • European cards
    1% + €0.30*
    A fee calculated as a percentage of the transaction amount plus an additional fixed fee of €0.30. European cards refer to payment cards such as credit cards, debit cards, or prepaid cards issued by major card networks like Visa and Mastercard and issued by EEA (European Economic Area) banks and financial institutions.
  • UK cards
    1% + €0.30
    A fee calculated as a percentage of the transaction amount  plus an additional fixed fee of €0.30.UK cards refer to payment cards issued by banks and financial institutions within the United Kingdom.
  • International Cards
    2% + €0.30*
    A fee calculated as a percentage of the transaction amount  plus an additional fixed fee of €0.30. International Cards refer to all standard and premium cards, issued by banks and financial institutions outside the EEA (European Economic Area)and UK.
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 *Prices listed start from

 

Custom

Get in touch for a tailored pricing based on your volume & business model.

  • Customized pricing offers
  • Volume based discounts
  • Tailored approach specific to business needs
  • Flexible payout terms
  • Flexible collateral terms
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What's Included

Overview of the services included in the pricing

  • Global payment processing with a single integration

    • Network of 30+ acquirers and 150+ processing currencies and 15+ settlement currencies.
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  • Reliable Customer Support

    • We focus on uncompromisingly good customer service from our team of knowledgeable and responsive customer and technical support staff.
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  • Rigourous Security & Compliance control

    • Tokenization,3D secure processing, access to anti-fraud controls are available at no additional cost.
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  • Data & Reporting

    • Access to comprehensive merchant portal for payment reporting and analytics tools as well as transaction management system designed with the ecommerce merchant in mind.
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  • Streamlined Onboarding

    • We guide our merchants along each step of the onboarding and merchant account openning process to ensure shorter time to market.
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  • Customer Dispute Management

    • Our dedicated dispute team will assist you managing your customer dispute and complaints free of charge and will improve your customer satisfaction level.
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*Additional fees may apply depending on the provider of choice. Complete pricing list will be communicated prior to contracting. 

BTC Lightning

BTC Lightning Pricing

Instant global Bitcoin payments

Deposit Fee
2.5%

Withdrawal Fee
1.0%
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Why Merchants Use BTC Lightning

  • Instant payment confirmation
  • No chargebacks
  • Lower transaction costs
  • Fast withdrawals & settlements
  • Reach a growing global Lightning wallet user base

Frequently Asked Questions

  • Do you have set up fees and/or monthly fees?
    For Payment Processing, there are no setup and/or monthly fees charged by CatalystPay. There might be a setup and monthly fees which vary depending on the acquirer the merchant is set up to work with.

  • When does CatalystPay collect its fees?
    CatalystPay acts as an independent sales organization (ISO) for authorised financial institutions (PIs, EMIs) in the UK and EU. As an ISO Catalystpay Limited is in the business of identifying and referring clients to those financial institutions and in return receiving a commission in the form of % of the revenue that the financial institutions make from each referred client. Since Catalystpay only acts as an intermediary and is not a contracting party in the customer and the payment service provider relationship, CatalystPay does not hold or operate with merchant's funds.

  • How do I receive my funds?/ How long do payouts take?
    We can provide daily and weekly payouts. We negotiate payout terms depending on the business model and needs and the selected acquirer. 

  • What is your pricing model for payment processing?
    We support both Blended and Interchange ++ pricing models. 

  • What are the refund fees?
    CatalystPay charges refunds in the same manner as transactions for Standard businesses, as defined above. The refund fees are determined based on the applicable pricing structure associated with the respective card type utilized during the initial transaction.

  • What are the chargeback fees?
    Chargeback fees depend on the aquiring partner and typically range between €20-35 per transaction.

  • Is there a Rolling Reserve with CatalystPay merchant account services?
    Yes, there is a rolling reserve with our merchant account services.

    The rolling reserve varies depending on the acquiring partner we work with. Typically, it ranges between 5%-10%. This reserve is a standard practice in the industry to mitigate risk and ensure the stability of your merchant account. These funds will be on hold (to cover any risks) for a certain period of time, usually for 180 days. For specific details regarding the rolling reserve for your account, please consult with our team or refer to the terms provided by your acquiring partner.
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